:root {
  --legal-navy: #002e6b;
  --legal-navy-deep: #011b3c;
  --legal-ink: #071e3c;
  --legal-muted: #5b6b7f;
  --legal-red: #ff0000;
  --legal-line: rgba(0, 46, 107, .16);
  --legal-ground: #f3f6fa;
  --legal-white: #fff;
  --legal-max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 104px; }
body { margin: 0; background: var(--legal-ground); color: var(--legal-ink); font-family: Inter, "Helvetica Neue", Arial, sans-serif; }
a { color: inherit; }
button { font: inherit; }
.legal-tabs { background: var(--legal-navy); color: #fff; }
.legal-tabs__inner { display: flex; width: min(100% - 48px, var(--legal-max)); margin-inline: auto; overflow-x: auto; scrollbar-width: thin; }
.legal-tabs a { flex: 0 0 auto; padding: 20px 18px; border-bottom: 3px solid transparent; color: rgba(255, 255, 255, .68); font-size: 14px; font-weight: 650; text-decoration: none; white-space: nowrap; }
.legal-tabs a:first-child { padding-left: 0; }
.legal-tabs a:hover, .legal-tabs a:focus-visible { color: #fff; }
.legal-tabs a[aria-current="page"] { border-color: var(--legal-red); color: #fff; }

.legal-hero { padding: 72px 0 54px; border-bottom: 1px solid var(--legal-line); background: #fff; }
.legal-shell { width: min(100% - 48px, var(--legal-max)); margin-inline: auto; }
.legal-hero h1 { max-width: 930px; margin: 0; color: var(--legal-navy); font-size: clamp(38px, 5.4vw, 72px); font-weight: 800; letter-spacing: -.052em; line-height: .98; }
.legal-hero__lead { max-width: 820px; margin: 26px 0 0; color: var(--legal-muted); font-size: clamp(16px, 2vw, 19px); line-height: 1.62; }
.legal-hero__meta { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 28px; padding-top: 20px; border-top: 1px solid var(--legal-line); color: var(--legal-muted); font-size: 13px; }
.legal-hero__meta a { text-decoration: underline; text-decoration-color: rgba(0, 46, 107, .35); text-underline-offset: 3px; }
.legal-hero__meta a:hover, .legal-hero__meta a:focus-visible { color: var(--legal-red); }

.legal-layout { display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: 52px; align-items: start; padding-block: 54px 80px; }
.legal-toc { position: sticky; top: 154px; padding: 22px 20px; border-left: 3px solid var(--legal-red); background: #fff; }
.legal-toc strong { display: block; margin-bottom: 14px; color: var(--legal-navy); font-size: 12px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.legal-toc a { display: block; padding: 7px 0; color: var(--legal-muted); font-size: 13px; line-height: 1.35; text-decoration: none; }
.legal-toc a:hover, .legal-toc a:focus-visible { color: var(--legal-red); }

.legal-document { min-width: 0; padding: 12px 44px 52px; background: #fff; box-shadow: 0 20px 60px rgba(1, 27, 60, .07); }
.legal-section { padding-top: 40px; }
.legal-section + .legal-section { margin-top: 40px; border-top: 1px solid var(--legal-line); }
.legal-section h2 { margin: 0 0 20px; color: var(--legal-navy); font-size: clamp(24px, 3vw, 34px); font-weight: 800; letter-spacing: -.035em; line-height: 1.1; }
.legal-section h3 { margin: 28px 0 12px; color: var(--legal-ink); font-size: 18px; line-height: 1.25; }
.legal-section p, .legal-section li { color: #344a64; font-size: 15px; line-height: 1.72; }
.legal-section p { margin: 0 0 14px; }
.legal-section ul, .legal-section ol { margin: 12px 0 18px; padding-left: 24px; }
.legal-section li + li { margin-top: 8px; }
.legal-section a { color: var(--legal-navy); text-decoration-color: rgba(0, 46, 107, .35); text-underline-offset: 3px; }
.legal-section a:hover, .legal-section a:focus-visible { color: var(--legal-red); }
.legal-callout { margin: 22px 0; padding: 20px 22px; border-left: 4px solid var(--legal-red); background: var(--legal-ground); }
.legal-callout p:last-child { margin-bottom: 0; }

.legal-table-wrap { margin: 22px 0; overflow-x: auto; border: 1px solid var(--legal-line); }
.legal-table { width: 100%; min-width: 680px; border-collapse: collapse; }
.legal-table th, .legal-table td { padding: 16px; border-bottom: 1px solid var(--legal-line); color: #344a64; font-size: 13px; line-height: 1.55; text-align: left; vertical-align: top; }
.legal-table th { background: var(--legal-ground); color: var(--legal-navy); font-size: 11px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.legal-table tr:last-child td { border-bottom: 0; }

.legal-details { display: grid; grid-template-columns: 1fr 1fr; gap: 0 28px; margin: 22px 0; border-top: 1px solid var(--legal-line); }
.legal-details div { padding: 16px 0; border-bottom: 1px solid var(--legal-line); }
.legal-details dt { color: var(--legal-muted); font-size: 11px; font-weight: 750; letter-spacing: .05em; text-transform: uppercase; }
.legal-details dd { margin: 7px 0 0; color: var(--legal-ink); font-size: 14px; font-weight: 650; line-height: 1.5; }

.legal-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.legal-button { display: inline-flex; align-items: center; justify-content: center; min-height: 46px; padding: 0 18px; border: 1px solid var(--legal-navy); background: var(--legal-navy); color: #fff !important; font-size: 13px; font-weight: 750; text-decoration: none !important; cursor: pointer; }
.legal-button--secondary { background: #fff; color: var(--legal-navy) !important; }
.legal-button:hover, .legal-button:focus-visible { border-color: var(--legal-red); background: var(--legal-red); color: #fff !important; }

@media (max-width: 900px) {
  .legal-layout { grid-template-columns: 1fr; gap: 22px; }
  .legal-toc { position: static; display: flex; flex-wrap: wrap; gap: 4px 18px; }
  .legal-toc strong { flex-basis: 100%; }
  .legal-toc a { padding: 4px 0; }
}

@media (max-width: 640px) {
  html { scroll-padding-top: 132px; }
  .legal-tabs__inner, .legal-shell { width: min(100% - 28px, var(--legal-max)); }
  .legal-tabs a { padding: 16px 14px; font-size: 12.5px; }
  .legal-tabs a:first-child { padding-left: 0; }
  .legal-hero { padding: 48px 0 40px; }
  .legal-hero h1 { font-size: clamp(34px, 11vw, 48px); }
  .legal-layout { padding-block: 28px 54px; }
  .legal-document { padding: 4px 20px 38px; }
  .legal-section { padding-top: 32px; }
  .legal-section + .legal-section { margin-top: 32px; }
  .legal-section p, .legal-section li { font-size: 14px; }
  .legal-details { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }